Guilds Guild Creation Cost (casual Guilds)

I'm one of the lucky people who decided to make a guild before 1.20. I'm pretty sure (correct me if I'm wrong) the current guild creation cost is 20 le. The most I've ever had was 14 le, and I doubt level 70 players are going to have enough money for that. I get that guilds now actually get you stuff (not exactly sure how that works), but I feel like 20 le is way too much money. My first suggestion would be to decrease the cost, but since I'm not an expert on the matter of guilds, that's not my priority with this post. I think that, when creating guilds, there should be an option to create a "casual" guild. This type of guild would cost a lot less (~1 le), however, instead of the guild leader paying a flat fee, whenever a person joined the guild they would pay 8eb or something, but you wouldn't be able to engage in guild wars - it'd just be for the convenience of being in a guild (gbank and stuff).
(Credit to 99loulou999 for the shared cost idea)

 

why would you create a guild and be the only one to pay?

 

Isn't that how guilds work?

 

what im saying is why would you make a guild and be the only one to put money in? if you create a guild normally you already have friends to play with you (as what a guild is intended) so you can split the cost of the guild

 

this is not at all what I had in mind, all im saying is that when you make a guild, I really hope you have friends to play with and that is why you're making a guild, in that case you can share the cost to make a guild by contributing LE to the person who makes the guild, for example:

A, B, C, D and E wants to make a guild

A wants to be guild leader

A doesn't have 20 le

A takes 4 le from B, C, D and E each

A already had 4 le

4+4+4+4+4=20

A now has 20 le to create a guild

Guild is created.

Thats as easy as it gets

Because otherwise, you stare down the barrel of an uncontrollable gun that is also useless because the cost to make a guild isn't even that high and I still don't understand how 1 player would have to bear the cost in a group of friend :I

 

If you only have 2 people this doesn't work as well but yeah that's the point - a 2-person guild can't really function anymore because of guild changes.